Background Screening
Credit Report
Verify financial responsibility with employment-specific credit checks for positions involving financial trust.
Turnaround: Instant
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What Is Credit Report?
Pre-employment credit reports are not the same as personal credit reports. This search may aid you in verifying a candidate is responsible and reliable with company money. Employment credit checks are specifically designed for hiring purposes and are governed by the FCRA. They provide insight into a candidate's financial responsibility without the same impact as a personal credit inquiry. This is particularly valuable for positions involving financial management, access to company funds, or fiduciary responsibilities.
Key Information
FCRA-compliant employment credit check
Does not impact candidate's credit score
Shows payment history and public records
Identifies bankruptcies and judgments
Required adverse action procedures included
State-specific compliance guidance
Not available in all states — we advise accordingly
Separate from personal credit inquiries
How It Works
1
Candidate Authorization
Candidate provides written consent as required by FCRA.
2
Credit Pull
Employment credit report is obtained from major credit bureaus.
3
Report Review
Results are reviewed for relevant financial information.
4
Adverse Action
If applicable, we guide you through the FCRA adverse action process.
Turnaround Time
Instant
Credit reports are typically available immediately
Benefits
- Identify financial red flags
- Protect company assets
- Reduce risk of embezzlement
- Verify financial responsibility
- FCRA compliant process
- Expert guidance on adverse action